Business Credit & Funding Platform
Our Business Credit & Funding Program is the first fully integrated platform dedicated to educating and coaching for the development of business credit assets. Our technology incorporates more than 20 years of experience in business credit which is backed by a world-class engineering development team. With a highly intuitive, easy-to-use platform, business users work with a certified coach to lead, track and accelerate the various stages of establishing a business credit asset.
Each client is assigned a personal credit coach that will guide them through the business credit building process. Through an innovative, state-of-the-art back office system, clients are able to review the overall program, identify where they are in the process and the necessary next steps.
Each client has access to the needed explanations and short videos that will help them complete the necessary actions to move closer to success.
The entire program and back-end platform is built in a step-by-step format that guides users through the completion of each step. To ensure that clients stay on the path to success, the system does not allow users to jump around or skip steps. All through the process users work with a personal credit coach. Upon completing each of the 6 steps, users are sent emails congratulating them on their accomplishments review their progress and describe the next step. The program constantly encourages users. If they haven’t logged in for more than 2 weeks, users receive an email and call from their coach prompting them to return and continue.
Guaranteed 50k in Business Credit and Funding
5 year licensed Funding Advisor
12 month Certified Business Credit Coach
Equifax – Experian – Dun & Brad Street
Business Credit is Available for your Business
The Business Credit and Funding Platform is the most comprehensive system in the world for securing money for business owners.
Through the Funding Platform you can get money for your business and then build a business credit score and profile for your business so you can secure even more money without a personal credit check or personal guarantee.
The Funding Platform offers a simple, step-by-step walkthrough to help get you money for your business quickly, and then begin the business credit building process.
There are 6 essential steps you will follow through the Funding Platform, and each step provides its own unique benefits to you and your business.
With us you can build a business credit profile and score for your business that is completely separate from your personal credit file.
You can build your business credit profile with no persona credit check, and in many creditors will approve you with no personal guarantee from you meaning you are not personally liable for your business debts.
Now you can have your normal consumer credit profile, and a business credit profile built which gives you double the borrowing power. Plus you can easily and quickly build your business credit dramatically increasing your available business credit.
There are many other benefits you can enjoy that come along with our iron-clad guarantee:
- Free Duns Number through Dun & Bradstreet
- Free Experian Credit Monitoring through Experian Smart Business
- The Largest Supply of Business Credit Sources Anywhere
- Over 25 Vendors who Approve Brand New Startup Businesses
- Access to Vendors Unique only to Us who Provide You Revenue Building Services
- Underwriting Guidelines Supplied with All Business Credit Sources to Insure Your Approval
- 20 Point Corporate Compliance Review to Insure Your Business Exceeds all Lender Credibility Standards
- Application Integration where All Applications Auto-populate Saving You Approval Time
- Access to our Certified Concierge Business Credit Coaches who Help You Get Approved
Step 1 – Build Business Credibility
Almost all lenders keep their underwriting guidelines a secret. As a result most business owners who apply for financing are denied as they don’t meet the lender’s requirements for approval.
In step 1 we actually reveal the lender’s secret formula for approval. We go through each of the 20 secret points that lenders consider on their business funding application and help to ensure you meet or exceed their requirements for approval.
By helping you to meet the lending requirements before you even apply; you stand the best chance of approval.
In step 1 you will complete an online application. As part of this process we help you to understand what lenders require for approval and then offer one-click solutions if you don’t currently meet that lending requirement.
We can assist you with filing the paperwork for the appropriate corporation entity, setting up a virtual address, obtaining a phone and fax number as well as a toll free number. We can also assist with setting up a business email address and website, ensuring you have the proper licensing and more all in step 1. We will even help you to secure a merchant account to accept credit cards if you don’t already have one now.
As you proceed through this step you will be completing an online funding application. Once completed, the application details will ‘auto-populate’ onto your funding and credit applications as you continue through the process; this will save you lots of time and makes the application process easier as you only need to complete the application once.
Step 1 and each step thereafter give you the ability to go through each section with written and audio or video instructions. You will also be assisted by our certified business credit coaches who will work alongside you and assist with walking you through the funding approval and business credit building process.
As you complete step 1 you will be establishing a credible business that lenders will want to lend to. This will make it easier for you to get money for your business.
Step 2 – Get Approved For Funding
One of the most important differences between our platform and every other business credit building systems is the cash funding you have access to, and how fast you can receive it.
You will love the idea of building business credit and limiting your personal liability. But even more important, you want cash money for your business and you want it quickly.
Our Funding Platform is the only system in the world that combines both business credit building and the acquisition of cash funding to insure you can get more money quickly for your business, even with personal credit challenges.
In Step 2 you will complete your funding application by answering questions relating to your business assets and collateral. Once you complete this step, your full application is then cross-checked with thousands of lenders’ underwriting guidelines and they are pre-qualified for a massive abundance of funding programs including credit lines and loans.
In this step you have access to thousands of different lenders, hundreds of direct finance sources, and millions-of-dollars in funding and business credit for your business.
You can qualify for merchant advanced, purchase order and account receivable financing, equipment and auto vehicle leasing, inventory financing, unsecure credit lines, SBA loans up to 12 million, and much more. We even provide you access to a credible company to help you create your business plan if you need one.
Many of our programs are based on the business collateral you have, such as credit card sales or consistent revenue. This lending only looks at the strengths of your businesses, making it even easier to be approved.
Step 3 – Obtain Business Credit Reports
Once you have been approved for business funding, we then help you begin the process of building your business credit in Step 3.
The first step in building business credit is to see what is on your business credit reports now. The Finance Platform makes this very easy, and free to do.
You first will access their Experian Smart Business credit reports. This will tell you if you have any trade lines reporting now on your report, if you have an active credit profile open with Experian, how many inquiries you have on their report, and more.
Everything you need to know from Experian to build business credit is supplied through this Smart Business monitoring, and you can monitor your credit building in real-time with this feature. Plus the Finance Platform is the only place in the world that Experian actually gives you this data for free.
You can also elect to enroll for full credit monitoring with all three of the reporting agencies Equifax, Experian, and Dun & Bradstreet. The full monitoring does have a cost if you elect to enroll, and you can monitor and access your reports directly through your Finance Platform, the only system in existence with this direct integration with the reporting agencies.
You can also obtain your DUNS number through the Finance Platform for free. Your credit profile with Dun & Bradstreet becomes active when the first vendor accounts reports. This means you avoid any required expenses from D&B that will normally cost you up to $800 with them directly.
The Finance Platform is the only one in the world that lets you monitor your business credit reports in real-time as you are building your business credit, has direct integration with the business credit reporting agencies, gives you free Experian Smart Business access and a free DUNS number which will save you over $1,000. All of this shows how credible and valuable the Finance Platform truly is.
Step 4 – Get Approved For Business Credit
In Step 4 we help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies. Much of this credit can be obtained with no personal credit check, and with no personal guarantee required from you, eliminating your personal liability.
The first step in building business credit is to get approved with 5 Net 30 vendors who will give you credit, and who report to the business credit reporting agencies. Once you are approved and you use those accounts, the accounts are reported and will become the initial trade lines on your business credit report.
As long as you pay their bills timely, you are awarded with exceptional business credit scores that will help you start getting approved for more revolving credit cards in Step 5.
You have over 50 vendors to choose from, the largest selection anywhere. Most of the vendors will approve you for credit even if you are a brand new startup business. With the major sources we supply clients with; you can easily find the vendors you want to use to help build your new business credit.
Each vendor in the Funding Platform offers extensive details about their company, reporting, and underwriting criteria. You can see the bureaus that each vendor reports to, you can learn about the products and services each vendor offers, and you can review the vendor’s actual underwriting guidelines so you will know you can be approved before you even apply.
You can even connect with each vendor directly through the Funding Platfrom in just one-click. Your entire application information auto-populates from the Finance Platform onto your applications for credit, saving you hours of time. So in one-click you can easily submit your applications to your new business credit vendors.
Once your new vendor credit is reported to the business reporting agencies you are then awarded with an exceptional business credit score. We then help you leverage your newly built business credit profile and score to get approved for even more revolving business credit cards.
Step 5 – Build Your Business Credit to $50,000 or More
It only takes a few months to build your initial vendor accounts in step 4 and have them reporting on your business credit report. Once these 5 new accounts are reporting, you can then start securing revolving credit cards in step 5.
Much of the credit you obtain in step 5 is business credit in your business name, so there is no personal credit check required. And much of the credit can be obtained with no personal guarantee from you eliminating your personal liability.
You will first start with some revolving “starter” accounts including credit cards with retailers such as Staples, Home Depot, Tractor Supply, Shell, Office Depot, and more. As some of these accounts report on your business credit reports, you will then be able to get approved for even more credit. You can continue to apply, get approved, and obtain credit in your business name with many well-known retailers, and some you might not have heard of.
You can be approved for credit with Wal-mart, Costco, Amazon, Dell, Lowes, Sears, BP, Chevron, Sinclair Gas, Speedway, Sam’s Club, Pitney Bowes, Apple, and many more. You can even get approved for multiple credit cards with Visa, MasterCard, Discover, even American Express.
As you build your business credit in step 5 you will see that many creditors will issue you approvals as high as $10,000. And again, these are credit cards in your business name, and many of them require no personal credit check or personal guarantee from you to be approved.
In the Funding Platform each retailer lists the products they sell, who they report to, and also their underwriting requirements so you will know you can be approved before you even apply. This is the only system in existence that actually lists the real underwriting guidelines for each account, substantially increasing your chances of being approved.
We even offer you a $50,000 guarantee that you will be approved for at least $50,000 in business credit and funding, and this guarantee applies regardless of your personal credit condition. So you truly have nothing to lose with our leading business credit building platform.
Step 6 – Secure Even More Funding For Your Business
Once you finish your business credit building in step 5, you are exposed to more funding programs in step 6. Many of these funding programs will allow you to qualify using your newly established business credit profile and score, so you can get approved with no personal guarantee.
Step 6 is the reward you have worked for. You can now finally separate your business and personal liability and secure money without being personally liable for your business debts. You now have one of the strongest assets your business can possess, a powerful business credit profile.
This means in the future you will have a much easier time obtaining credit and funding in your business name. You will even start receiving multiple offers from retailers, and Visa, MasterCard, Discover, and American Express, for business credit cards in your business name.
Then you can sit back and enjoy running a business with massive amounts of credit and capital backing, making it even easier to build the business of your dreams.
The Funding Platform has money available for business owners with challenged personal credit, and even for brand new startup businesses. The Funding Platform offers cash funding as low as $5,000, and as high as 45 million dollars or more.
All together the Funding Platform offers more funding sources and products than anywhere else. You will have your own certified finance officer to help you navigate through multiple funding options and help you get approved.
By offering such a large abundance of financing sources and products we give you the best chance of being approved and obtaining funding for your business.
We Can Assist You With More Than Just Credit Repair!!
Did you know that people who regularly check their health have significantly better health than those who don’t? Did you also know that the same is true for your financial health? Few people do, and even fewer know where to go to check the vitality of their financial Health! Until NOW! Welcome to the LYFE APP a one-stop source for all things financial
Why Choose Us?
- Over 400 Direct Lenders
- Over 2,100 LENDING OPTIONS
- Over 30 CORE FUNDING PRODUCTS
- Over 25000 Funding Programs
- Free DUNS number
- Free Experian Smart Business report
- 1 Year Certified Coaches
- 5 Year Licensed Funding Advisors
What Our Clients Are Saying
” I Was Approved For A $10 Million Line Of Factory Credit. This Is Going To Be Vital To My Company As We Continue To Grow…” Ivan
” So Far, I Have Obtained About $50,000 In Business Credit… And It Has Only Been A Couple Of Months…” Dorothy J Lowell – San Luis Obispo CA.
” My Funding Adviser Was Able To Help Me Obtain My Startup Capital, Within 60 Days…” Stella H Mckenney – Dallas TX