AAA Credit Today 2020-07-19T07:39:02+00:00

How Our Program Works

We have a team of Attorney’s, CPA’s and trained professionals.

We use the Fair Credit Reporting Act to protect and restore your credit.

We ensure that your credit file is free of errors, erroneous and misleading information.

We ensure that all laws and federal guidelines were followed correctly during the reporting process.

Who Are We?

JOIN NOW

What You Get?

Have Our Credit Experts Help You With the Following Disputes and Removals:

Bankruptcy

Public Records

Repossessions

Foreclosure

Judgments

Credit Fraud

Late Payments

Collections

Identity Theft

Excessive Inquiries

Reporting Errors

Reporting Errors

IF WE DON’T DELETE, YOU DON’T PAY!!

PRICING

DO YOU KNOW ANYONE WHO HAS DAMAGED OR CHALLENGED PERSONAL CREDIT?

Learn More

Testimonial’s

Learn More

Contact Us


FAQ’s

How much can I expect my score to go up? 2020-05-07T14:40:15+00:00

It all depends. There are no two credit reports that are exactly the same. This means that improvements we make on one person’s credit may or may not improve the score as much as another’s. The “average”, we’ve found, never applies. We’ve seen scores go up 200+ points, and others just get the 20 point boost they needed to qualify for their home loan. Everyone’s results will vary, but, you can be certain we will get you the best results possible. And with our “unbeatable satisfaction guarantee:registered:” you have nothing to lose.

What items can be removed? 2020-05-07T15:07:47+00:00

A better question would most likely be “what item cannot be removed”. We can remove everything you can imagine. Here is a list of some:

  • Late Payments
  • Charge Offs
  • Foreclosures
  • Judgments
  • Repossessions
  • Personal Identification changed or corrected
  • Closed Accounts
  • Bankruptcies
  • Negative Settlements
  • Liens
  • Collection
What is the Fair Credit Reporting Act and why was it created? 2020-05-07T15:13:12+00:00

The Fair Credit Reporting Act (FCRA) was written in 1970 as an amendment to the Consumer Credit Protection Act. The FCRA provides additional measures of consumer protection in the areas of fairness, accuracy, and privacy of the information collected by the credit bureaus. It also allows you to personally engage in credit repair and maintenance processes, verifying that the information in your credit report is correct.

Can I repair my own credit? 2020-05-07T15:14:33+00:00

Yes. You have the legal right to work out your credit disputes with the credit agencies and credit grantors yourself. Given experience and study, you could do much of what our staff does. It is similar to your right as a citizen to represent yourself in court. When making the decision to repair your own credit reports or enlist the assistance of a professional credit repair company such as AAA Credit Today, it may be helpful to consider the amount of time that may be required to effectively repair your credit. In our experience, a typical consumer simply does not have the time to research and experiment with credit disputing methods in order to find the best course of action for their individual credit situation. Our extensive experience means you will see the highest possible return on your time and money as our efforts on your behalf will only utilize credit improvement strategies which have proven to be effective.

How long does it take to repair my credit? 2020-05-07T15:15:33+00:00

Each situation is unique and so is the timeframe required to repair your credit. The majority of our customers see results within the first 45-60 days. AAA Credit Today works on your credit on a month by month basis until you are satisfied with the improvement in your credit. Our goal is to improve both your credit report and credit score continuously each month. With that said, keep in mind that no company can promise any specific outcome simply because there are several third parties involved (e.g. Equifax, Transunion, Experian, your creditors, etc.) and no one can predict how they will respond.

How will I know it works? 2020-05-07T15:16:53+00:00

Easy! Every time you receive updated credit reports throughout your service you will see items that have been changed, updated, or removed. If an item is changed or updated, it generally means that a positive improvement with that account (such as a late history) has been made. If an account was removed all together from your credit report, it means that a negative items has been removed from your credit. Usually these items are collections, charge offs, foreclosures, etc. We’ll also point out important progress made within your online portal which you’ll have online access to.

How can my bad credit be repaired legally? 2020-05-07T15:17:55+00:00

Because you are ultimately responsible for ensuring that your credit report is accurate, laws were enacted — specifically the Fair Credit Reporting Act (FCRA) to assist you. The FCRA gives you the right to contact the credit bureaus directly to dispute items on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete or unverifiable. Any item that cannot be verified on your credit report must be deleted. Goodwill Creditor Interventions may also be used to address an item on your credit report directly with your creditor. Also, the Fair and Accurate Credit Transactions Act (FACTA) of 2003 may be utilized primarily in situations where identity theft is concerned. Thousands of people have legally and successfully restored their credit and increased their credit score simply by enforcing their own legal rights. This type of process can be done individually if you have the time, and of course the patience, for the learning curve involved.

How long before I see results? 2020-05-07T15:18:51+00:00

It’s a pretty normal question to ask: how long is this going to take? The honest answer is that it depends — on your goals, your situation and how much work you need done. AAA Credit Today, looks at you as an individual and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact– and helps the AAA Credit Today experts get to work quickly to make sure your creditors are being responsible regarding the information they’re reporting about you.

DO MORE WITH A BETTER CREDIT SCORE!!

JOIN NOW
Wait...Before You Go, We Have A Gift For You!!

The Definitive Do-It-Yourself Credit Repair Guide

60+ Page Guide

70 Advanced Strategy Dispute Letters

Dispute Log Sheet

WordPress Lightbox Plugin